Asset Allocation & Risk
Tailored strategy for your life & Your goals.
Asset allocation is a fundamental component of a sound financial management strategy, determining how to distribute investments across various asset classes such as stocks, bonds, and cash. At Money Mavens, we start by building a relationship with you so that we can understand your risk tolerance, investment goals, and time horizon. From there, we will help you build an investment portfolio that aims to maximize returns while minimizing risks. By balancing high-risk and low-risk investments according to your personal risk tolerance, a well developed strategy can help mitigate potential losses during market fluctuations while also facilitating growth of your assets over time.
Collaborative Asset Allocation
A well-structured asset allocation strategy is both personable & evolutionary. We leverage a holistic planning approach to create a custom asset allocation strategy that considers the intricacies of your current financial situation to help you achieve your dreams for the future.
A personalized approach to a custom portfolio
RISK TOLERANCE
Assess the level of risk an investor is willing to take.
ASSET CLASSES
Identify different categories such as equities, fixed income, real estate & cash equivalents.
MARKET CONDITIONS
Monitor economic indicators and market trends that could affect asset performance.
INVESTMENT GOALS
Define short-term and long-term financial objectives.
DIVERSIFICATION
Spread investments across various asset classes to reduce risk
TAX IMPLICATIONS
Consider the tax impact of different investment choices.
LIQUIDITY NEEDS
Assess how easily investments can be converted to cash if needed.
TIME HORIZON
Determine the length of time for investments to grow.
REBALANCING
Regularly adjust the portfolio to maintain the desired asset allocation.
COSTS & FEES
Evaluate transaction costs and management fees associated with investments.
Are you retirement ready?
Use our retirement risk analysis tool as a quick checkup to see if you are on the path to financial freedom in your golden years.
